About Us

SAINI & MAKOTE, Chartered Accountants is a professionally managed firm offering audit, assurance, taxation, advisory, and compliance services with offices in Goa and Maharashtra.

The partners of the firm collectively possess more than 8 years of professional experience in serving banks, corporate entities, LLPs, partnership firms, educational institutions, and other business organisations.

The firm has developed strong expertise in execution of professional assignments including Bank Branch Statutory Audits, Concurrent Audits, Revenue Audits, Stock Audits, Internal Audits, Statutory Audits, Tax Audits, Due Diligence, Project Finance, and Financial Advisory assignments.

With a practical and partner-driven approach, the firm focuses on delivering services with high standards of professional integrity, regulatory compliance, quality reporting, and timely execution.

The firm also provides comprehensive advisory and compliance support in the areas of Direct Taxation, GST, Corporate Compliance, Business Setup, Financial Reporting, Litigation Support, and Regulatory Representation.

WE PROVIDE A BOARD RANGE OF CORPORATE LEGAL AND BUSINESS MANAGEMENT SOLUTIONS AS UNDER:-

  • Fund Raising through Syndication of Loans from Banks/Financial Institutions
  • Preparation of Project Report.
  • Incorporation of Companies, LLP, Partnership Firms, Societies, Trust
  • Internal Auditing, Statuary Audit, Tax Audit, GST Audit, Inspections, Stock Audit, Revenue Audit, Receivables Audit and other certification work.
  • Direct Taxation services including scrutiny assessments, representation with CIT (A)
  • Business setup Assistance: - Shops & Establishment Registration, IEC Code, Trade & Factory Licences, Labour law registrations (PF & ESIC etc.), Central and State Pollution Control Approvals, Registration under GST, Professional Tax etc.
  • Develop audit plans, perform testing procedures, and evaluate compliance with accounting standards and regulations.
  • Prepare detailed financial reports, statements, and presentations for management and stakeholders.
  • Analyse financial data to provide insights for strategic decision-making and process optimization.

Experience of the Firm

Name of Bank Name of Branch Period
UCO Bank Yerwada Branch, Pune 2024-25
Narhe Branch Pune 2024-25
Frazer Town, Bangalore 2025-26
Nelamangala, Bangalore 2025-26

Bank Branch Statutory Audit

Concurrent Audits
Name of Bank Name of Branch Period
Central Bank of India Margaon, Goa 2022-23
Bank of India Kasaba Bawada, Kolhapur 2022-25
Union bank of India RLP, Kolhapur 2023-26
Bank of Maharashtra Margaon, Goa 2025-28
Revenue Audit
Name of Bank Name of Branch Period
Indian Overseas Bank Mapuca 2025-26
Calangute 2025-26